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Refinancing a home is the process by which a homeowner secures a mortgage at a more favorable interest rate. The new mortgage is used to pay off the existing mortgage, and the homeowner will, thereafter, make payments to the new mortgage company. There are a few...

Distracted driving is one of the biggest issues in North Carolina and around the country. The fact is that many drivers don't see their action as qualifying as a distraction. One of the most common distractions that seem harmless is changing the car radio. However,...